Advisory Board

Advisory Board

The BankWork$ Advisory Board consists of top leaders from the financial services industry, including our national roll-out partner banks. Members of the Advisory Board assist with strategic planning, industry interaction and ensuring the BankWork$ program meets the current needs of the financial services industry.

Colleen Anderson

Colleen Anderson is a highly seasoned executive with a proven track record of driving large scale change and achieving sustainable growth in companies with varying size and complexity. She serves as BankWork$ Executive Director.

Ms. Anderson served as Executive Vice President, Head of Retail Banking for OneWest Bank in Pasadena. In this role she was responsible for all aspects of Consumer Banking, Business Banking and SBA Lending. The Consumer Bank included 78 branches with $12 billion in deposits. Within the first sixth months of taking the position, two financial institutions were acquired. Ms. Anderson successfully integrated the three financial institutions on to a new technology platform and a common suite of products/services.

Prior to working at OneWest Bank, Ms. Anderson was recruited by Goldman Sachs to serve as one of their Consultants and an industry expert during formal due diligence process on a potential investment target that was slated to close right before the capital markets collapsed. She had been selected as future President of Community Banking.

Earlier in her career, Ms. Anderson served as Executive Vice President & Head of Community Banking Group for Greater Bay Bancorp. She was responsible for all aspects of Consumer, Business, Commercial, Private and Venture Capital Banking for a $7.5 billion Community Bank headquartered in Palo Alto, CA. 

Ms. Anderson spent the majority of her career at Wells Fargo. She began her 22 years there as an Assistant Branch Manager. A series of promotions followed, including Senior Vice President & District Manager for Retail Banking; Executive Vice President - Business Sales Division; Executive Vice President – Regional President, Southern California Community Bank; and Executive Vice President - Head of Business Banking.

Les Biller

Les Biller has more than 30 years of experience in the banking industry, with senior leadership positions with some of the world's leading banks. He retired in 2002 as Vice Chairman and Chief Operating Officer of Wells Fargo & Company. He joined Wells Fargo in 1998 after its merger with Norwest Corporation.

Les joined Norwest in 1987 as Executive Vice President and Head of Strategic Planning and Acquisitions. In 1990, he became Head of South Central Community Banking, before being named President and Chief Operating Officer of Norwest. He was earlier with Bank of America as its Senior Vice-President.

Before Norwest and Bank of America, Les also enjoyed an illustrious career with Citicorp where he served for 12 years as Regional Business Manager of the UK region and Vice President and Business Manager in Italy. Les is currently CEO of Harborview Capital, a private investment company which he founded in Seattle, Washington.

Most recently, he served as Chairman of the Board at Sterling Bank based in Spokane, Washington. He serves on the boards of Ecolab, Inc., Knowledge School, Inc., and Knowledge Universe Education LLP. Additionally, Les is a Founding Trustee of The Sheri and Les Biller Family Foundation and a Director at The 5th Avenue Theatre in Seattle, Washington.

Les has a Bachelor's in Chemical Engineering from City College of New York, and a Master's in Business Administration from Xavier University in Cincinnati, Ohio.

Lynn A. Carter

Lynn A. Carter was President of Capital One Bank, a division of Capital One Financial Corporation, one of the leading financial services companies in the nation and a Fortune 200 company from August 2007 until December 2011. An experienced leader with more than 35 years of experience in the banking industry, and extensive banking and community development expertise, Carter joined Capital One from Bank of America where she served as President of Business Banking nationally and was President of California for the corporation. Prior to that, she had executive positions at regional and national banks: including Wells Fargo and Fleet Boston, as well as a financial services firm leading consumer, sales and operations organizations.

Carter is a graduate of the Executive School of Marketing at the Fuqua School of Business at Duke University. Carter currently serves on the boards of American Express Centurion Bank; Phoenix House; and the Autry National Center Board of Trustees. In the past she has served on the boards of the New York City Partnership; California Business Roundtable; the California Businesses for Education Excellence; Mayor Villaraigosa's Los Angeles Economy and Job Committee; The Federal Reserve Board of the 12th district - Los Angeles Branch; Junior Achievement of Southern California; and as Vice Chairman of the Board of Operation Hope.

In 2012, American Banker awarded Carter the Lifetime Achievement Award in recognition of her achievements and 35 years of commitment to banking. She was also recognized twice by American Banker as one of the Most Powerful Women in Banking; received the Chairman's Award from the Latin Business Association; Honoree of the 2011 Starlight Children’s Foundation and is a 2008 Aiming High honoree for Legal Momentum. In early 2010, Carter became the first woman recipient of the Association for the Help of Retarded Children (AHRC) New York City Foundation Corporate Hero Award.

Tracy Curtis

Tracy Curtis is a Region Bank President for Wells Fargo & Company.An Executive Vice President, she is responsible for managing the customer service, sales and community involvement activities of nearly 800 team members at 74 bank branches in northern Oregon and southwest Washington. She has been in her current position since July 28, 2017.

Prior to her current appointment, Ms. Curtis served as regional bank president for Oregon and S.W. Washington for more than three years.She was the first woman to serve in that role.

A native of England, Ms. Curtis began her Wells Fargo career in 1988 as a teller. She later served as a service manager, personal banker,bank manager and district manager. In 2006 Wells Fargo promoted Ms. Curtis to East Bay regional president in northern California. She later served as Regional President for the San Francisco market for Wells Fargo for two and a half years.

Ms. Curtis chairs the Trail Blazers Foundation board. She also volunteers on the boards of Cascade AIDS Project, Raphael House,Oregon Bankers Association and The Mighty Endeavor. She also serves on the national advisory board for BankWork$, the Leadership Council of the All Hands Raised Partnership and on the advisory board of the Susan G. Komen organization in Portland. Ms. Curtis will serve as the chair of the Our House fundraising gala in 2018.

Some of the awards presented to Ms. Curtis include the Athena Award from Dress for Success, the Heartfelt Award from Our House, a Global Business Award from Special Olympics, Woman Executive of the Year from the Portland Business Journal, Most Influential Women in Business from the San Francisco Business Times; Industry Leader Award from the Professional Business Women of California; the Hero award from The Shanti Project; and a Diversity Champion Award from the Wells Fargo Asian Connection.Ms. Curtis graduated from the Pacific Coast Banking School at the University of Washington.

Mark Dederer

Mark Dederer joined the Biller Family Foundation as Executive Director in 2016. Previously, he served as Senior Vice President and Community Affairs Manager for the Wells Fargo Foundation, overseeing the charitable giving program and team member involvement throughout the Washington Region. He also managed Community Affairs in Oregon and Alaska. Before rejoining Wells Fargo in 2010, he was Vice President & Director of the Safeco Insurance Foundation and developed its national contributions program.

A Seattle native, Mr. Dederer continues a family legacy of civic duty established by his grandfather, an early Seattle business leader and passionate community advocate who was one of the chairmen on the committee that brought the 1962 World’s Fair to the city.

Mr. Dederer serves on the board of Philanthropy Northwest, Virginia Mason Hospital board of governors, is a commissioner for the Seattle Center, a member of the Central Washington University Business School advisory board, and is Past Board Chair of Seafair, Seattle’s premier summer festival.


William D. Fanter

Most people are surprised to learn that Bill’s banking career began more than 35 years ago as a teller for Gary Wheaton/First National Bank of Chicago. Just seven years later, his drive for success secured a vice president title in the retail banking and sales divisions at GreatBanc, Inc. Bill’s passion for finance bloomed as he also took on the GreatBanc, Inc. Chief Operating Officer position. This challenge prepared Bill to embrace his next opportunity in 2002 with New Jersey-based Kirchman Corporation as the Director of Automation Services.   

In 2003, Bill decided to make a strategic career move to U.S. Bank. The company’s culture and direction appealed to his intrepid business vision. U.S. Bank continued to inspire Bill.  In 2007, he was appointed the Senior Vice President, Region Manager of the newly annexed Chicago Metro Midwest districts. Bill currently manages 129 retail banking branches that cultivate $9 billion in deposits, $1.6 billion in loans and 1,100 plus employees. Bill focuses on stimulating growth and acquiring market share in Chicagoland. He also strives to ensure that every customer interaction is exceptional.


Roger O. Goldman

Mr. Goldman has been a director of American Express Bank FSB, a federally chartered savings bank located in Salt Lake City, Utah (“AEBFSB”) since 2005, and is Chairman of their Audit and Risk Committee. He also serves on their Compliance Committee and Executive Committee. Mr. Goldman is also the lead Director at Seacoast National Bank and has been a Director of Seacoast Banking Corp. since February 2012 and Seacoast National Bank since November 2011. In addition, Mr. Goldman is President and Managing Partner of Berkshire Opportunity Fund, which he founded in 2008 to provide financing and mentoring for small businesses in the Northeast. From 1997 to 2000, Mr. Goldman was president and CEO of Global Sourcing Services, LLC, a start-up venture specializing in outsourced marketing services and account acquisition and customer retention programs, which he grew to a substantial size before it was sold.

Mr. Goldman’s extensive banking experience includes management positions at Citicorp from 1969 to 1983; service as President and CEO of Redwood Bank, a community bank in San Francisco, California, from 1983 to 1986; EVP and Senior Operating Officer of Coreast Savings Bank from 1989 to 1991; and EVP in charge of the community banking group of NatWest Bancorp (with $31 billion in assets) from 1991 to 1996 where he was responsible for managing all consumer and small business activities. In addition, he has previously served on the boards of several public and private corporations, including Authentitate Holding Corp (a publically traded technology company), Minyanville (a new media company), Cyota (an Internet security company), and American Express Centurion Bank, where he also served as a member of the Audit Committee. He is Chairman Emeritus of Lighthouse International, a charitable foundation for the visually impaired which is headquartered in New York, and is the former Chairman of the Juvenile Diabetes Research Foundation. Mr. Goldman received his Bachelor’s degree from New York University in Marketing and his Juris Doctorate from the Washington College of Law at American University. He is an emeritus member of the New Jersey bar and former member of the Washington D.C. bar.

Margo Messina

Margo Messina started with Bank of America in August 1997 as a Banking Center Manager in Mount Dora, Florida. Margo moved to Southern California in 1998 as a Banking Center Manager in Simi Valley.

In 2005 she became the Regional Training Leader for the Central California Region. Two years later she was promoted to a Consumer Market Executive for the Gold Coast Market. In 2011 she became the Consumer Market Manager for the Santa Barbara-Ventura Market then moved to the West Valley Market. In August of 2015 Margo became the Operations Market Manager for LA East Glendale Burbank. Margo currently serves as the Bank of America Region Executive for Northwest LA.

Margo served on the Board of United Way of Ventura County for 6 years and is currently one of the Executive Sponsors of LEAD of Ventura County.